​For many exporters, an overseas buyer who suddenly refuses to pay is more than a bad debt – it threatens cash flow, margins, and management’s peace of mind. This article shares how RMS helped a Hong Kong garment exporter recover a substantial sum from a UK department store, and what exporters can do to better protect themselves in future deals.

​As Hong Kong approaches the end of 2025, businesses continue to face mounting pressures from multiple fronts. Beyond the lingering post-pandemic effects, the ongoing US-China tariff battle and rising operating costs have severely impacted many local enterprises—particularly those in traditional sectors. According to recent data, more than 300 companies have ceased operations so far this year, with the food and beverage (F&B) sector accounting for over 70% of total closures. 

In our last article, Part 2 of the Bad Debt Prevention series, we explored how to conduct effective financial due diligence on new customers. In this article, we will focus on how to establish an effective accounts receivable warning system so you can spot overdue payments early and take prompt action to reduce bad debt losses by up to 70%.  

​When tariffs, shipping delays, or contract disputes threaten your receivables, navigating the complexities of international trade can feel overwhelming. That’s where RMS steps in. With our expertise in International Debt Recovery and Cross-border Mediation, we bridge the gap between disputes and resolution, ensuring your cash doesn’t get trapped in transit. Explore the case study below to see how RMS turned a potential financial loss into a win-win solution for both parties.

​In our last article, Part 1 of the Bad Debt Prevention series, we explored the key warning signs of slow-paying customers. In this article, we will reveal the second strategy: a five-step financial health check for your customers, including free and paid tools to help you reduce risks from the start.

Are late payments and bad debts draining your business? Many business owners ask: “Why do I only discover bad debts after the customer has gone silent?” or “How can I detect delinquent customers earlier?” Bad debt doesn’t just mean losing money — it also wastes your time and energy chasing payments. Instead of waiting for trouble to strike, take control now! Drawing on years of expert debt collection experience, we will share 3 practical strategies to proactively protect your cash flow by spotting risk early and setting up an effective warning system.

​Hong Kong has recorded an unprecedented surge in company winding-up cases during the first half of this year — the highest level in the past decade and more than double the ten-year average. In this blog, we will share a Case Study on Safeguarding Cash Flow in a Challenging Market.

​Hong Kong’s economy continues to deteriorate, with rising bankruptcy rates, declining property prices, and a steep slump in retail activity. Many businesses are facing unprecedented challenges across different parts of the supply chain.  

In such turbulent times, companies should act early to pursue outstanding receivables to reduce bad debt risks and ease cash flow pressure. However, while actively collecting debts, it’s crucial to remain vigilant adopting the 10 common debt collection tactics. By understanding these tactics and preparing effective countermeasures, businesses can better safeguard their interests and improve recovery rates.  

​The latest market data paints a worrying picture: over 4,000 Hong Kong employers have defaulted on their Mandatory Provident Fund (MPF) contributions.  In today’s market, proactive action is the difference between recovery and loss.

In today’s rapidly shifting global trade environment, tariff volatility, geopolitical tensions, and economic uncertainties pose unprecedented challenges for multinational enterprises. These dynamics disrupt supply chains, escalate costs, and jeopardize accounts receivable security. Cross-border trade disputes are on the rise, compounded by legal complexities, enforcement hurdles, and soaring collection costs. Now, more than ever, businesses must adopt strategic solutions to safeguard operations and ensure financial resilience. Join us for an exclusive seminar to explore the impact of tariff changes on trade compliance and debt recovery. Gain practical strategies and innovative tools to master cross-border debt collection, empowering your organization to thrive in 2025 and beyond.